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Financial literacy for everyday life

Make confident choices with money.

Learn how to plan household spending, build savings, use banking services and recognise fraud—through simple videos, practical activities and short checks of learning.

For children, young learners and adults • Learn at your own pace

Review learning topicsTrack your progress
Video-led learning
DEVI Sansthan · Money Matters

Small lessons. Stronger money habits.

Tools & Games

Interactive practice after each module

Tool

Budget Planner

Turn income and expenses into a plan you can follow.

Budget Planner

Try a monthly budget. Change the example amounts to compare your income, spending and savings.

Every rupee has a place in your plan.

Total spending: ₹16,500 · Savings: ₹8,500

Game

Needs or Wants?

Sort everyday choices and learn what comes first.

Needs or Wants?

Question 1 of 3

Medicine prescribed for an illness

Game

Build a Budget

Make ₹500 stretch without missing the essentials.

Build a Budget

Plan how to use ₹500. Divide it between needs, wants and savings without exceeding the total.

Every rupee has a place in your plan.

Total spending: ₹400 · Savings: ₹100

Game

Fraud Detective

Spot suspicious messages before they cost you.

Fraud Detective

Question 1 of 3

A message offers a prize if you share your payment OTP.

Game

Money Match

Match coins, notes and values through quick questions.

Money Match

Question 1 of 3

A ₹10 coin and a ₹5 coin make…

Activity

Savings Goal

Choose a goal and watch steady habits add up.

Savings Goal

Choose a savings goal and compare how a regular contribution changes the time needed.

₹1,750 remains. At ₹500 a month, you will reach the goal in 4 months.

About the programme

Financial learning for daily decisions

Money Matters is a DEVI Sansthan financial literacy learning prototype for community and classroom use.

  • Classes 1-5
  • Classes 6-8
  • Adults
  • Villages • Towns • Cities

The curriculum distinguishes foundational money habits for Classes 1-5, financial systems and safety for Classes 6-8, and practical household finance for adults. Examples are intended to be discussed in villages, towns and cities.

Start with the sample topics, video and practice activities. Trainers can use these examples in a classroom or community session.

51

Planned modules

03

Learning tracks

02

Planned languages

01

Practical journey

Why it matters

Money decisions happen every day.

A simple budget can help a family prepare for school fees. Knowing how a bank account works can make savings safer. Understanding OTP and UPI safety can prevent avoidable losses.

01
Plan

Spend with a plan

Separate needs from wants and write down what comes in and goes out.

02
Protect

Keep money safe

Learn banking basics, payment safety and the warning signs of scams.

03
Grow

Save for your goals

Take small steps toward emergencies, education and other family goals.

Sample modules

Learning made practical

The same core topics are explained differently for Classes 1–5, Classes 6–8 and adults.

Money and inflation

Understand money, purchasing power and everyday spending.

Financial planning

Set a household budget and plan for future expenses.

Regulation and consumer protection

Learn what to do when a financial service goes wrong.

Retirement planning

Build long-term savings habits for later life.

See it

Video-based learningEach lesson pairs a clear explanation with a local money example, a small decision or game, and a quick question. Facilitators can use the same materials in a classroom or community session.

Try it

Talk about it.

Explore the Curriculum

Track 1 - Classes 1-5

25 modules • Ages 6-11

Build everyday money habits through stories, play money and simple choices.

Track 2 - Classes 6-8

18 modules • Ages 11-14

Develop financial thinking, comparison skills and responsible digital behaviour.

Track 3 - Adults

8 modules • Ages 18+

Strengthen financial wellbeing, formal access, protection and informed decisions.

Trainer corner

Facilitate a learning session

  • Introduce the everyday money decision and invite examples.
  • Register the learner with the guardian present when required.
  • Ask learners about their starting knowledge and everyday money choices.
  • Play the video and pause to discuss the example.
  • Run the practice activity and module question.
  • Revisit the topics and discuss what learners would do differently.
Your learning journey

From starting point to stronger skills

See it. Try it. Talk about it. Each lesson pairs a clear explanation with a local money example, a small decision or game, and a quick question. Facilitators can use the same materials in a classroom or community session.

01

Register

and select the right learner pathway.

02

Choose a topic

to focus on a useful money habit.

03

Practise

with the video, tools and short quizzes.

04

Review your progress

and revisit topics as your confidence grows.

The curriculum translates official themes into age-appropriate learning outcomes

Alignment with India’s Financial-Education Priorities

RBIEveryday financial capability

Banking, saving, safe digital payments, and grievance support.

SEBIInformed investing

Compounding, risk and return, suitability, and fraud awareness.

NABARDRural financial inclusion

SHGs, formal credit pathways, and livelihood-linked decisions.